The Charities Act 2011 makes provision for a larger unincorporated charity to spend its capital1. The provision applies to any available endowment fund2 of a charity if (1) in a case where the charity trustees of the charity have borrowed from the fund and all or part of that borrowing is outstanding, the adjusted market value3 of the fund exceeds £25,000; or (2) in any other case, the market value of the fund exceeds that sum4. Where the charity
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