Personal Accounts Definition

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What does Personal Accounts mean?

A new system of personal pension savings accounts (similar to the National Pension Savings Scheme) proposed by Lord turner's Pensions commission, introduced from 2012 and now known as national employment savings trust (NEST). All employers will be required to offer auto-enrolment in the scheme to their employees unless they have a more generous occupational pension scheme which already enrols employees automatically.

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Ireland—Commercial horizon scanner 2025

Ireland—Commercial horizon scanner 2025 This Practice Note provides a summary of the key legal developments that are expected to impact Irish commercial lawyers during 2025 and beyond. It also summarises the key developments which have already taken place in 2025. This Practice Note does not cover developments in the EU, for EU commercial legislative and regulatory developments, see: Trackers (EU Law)—overview. Feel free to suggest issues that may be covered in our horizon scanner using: irelandcurrentawareness@lexisnexis.com. Bills This section contains information on the progress of Irish government bills and private members bills relevant to commercial practitioners from proposal to the passage of the bills as they pass through both houses of the Oireachtas—Dáil Éireann and Seanad Éireann—before being signed into law by the President. Bill title Next/last key date Analysis Further material Forty-first Amendment of the Constitution (Agreement on a Unified Patent Court) Bill 2024 19 February 2025 This Bill is currently before the Seanad Éireann, third stage. The Bill will seek to amend Article 29 of the Constitution...

Ireland—Employment horizon scanner 2025

Ireland—Employment horizon scanner 2025 This employment horizon scanner tracks the progress of Irish legislation (including Bills in progress, Acts in force and Statutory Instruments in force), judgments of the Labour Court, decisions and guidance from the Workplace Relations (the WRC) as well as consultations and inquiries related to employment law in 2025 and a review of what happened in 2024. This tracker does not cover developments in the EU, for EU employment legislative and regulatory developments, see: Trackers (EU Law)—overview. Legislation This tracker is designed to assist practitioners in keeping up to date with Acts of the Oireachtas and Bills being examined by the Oireachtas that will impact Irish employment law. This section contains information on primary legislation and the progress of Irish government bills as they pass through both houses of the Oireachtas—Dáil Éireann and Seanad Éireann—before being signed into law by the President. Please note that the below bills have now lapsed as Dáil Éireann has been dissolved. For further information see: Legislation & Dissolution—what impact does the...

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Password policy

Password policy 1 Introduction 1.1 Passwords are a critical aspect of our information and cybersecurity measures. They are our first line of defence. 1.2 This policy: 1.2.1 establishes guidelines on selecting strong passwords; 1.2.2 provides for the protection of passwords; and 1.2.3 sets out how often passwords must be changed. 1.3 This policy applies to all staff. 2 Using strong passwords 2.1 Your passwords must: 2.1.1 contain both upper and lower case letters; 2.1.2 be at least [15] characters long; 2.1.3 not be based on personal information (eg family names etc). 2.2 To make your password even stronger, you may wish to: 2.2.1 use digits and punctuation characters as well as letters; 2.2.2 use letters which do not make up a word, ie it would not be found in a dictionary; 2.2.3 avoid: (a) using our organisation’s name or any derivation; (b) word or number patterns (eg qwerty, 12345, abc123, etc); (c) any of the above backwards. 2.3 [For help on creating a strong password that you...

Cohabitation agreements—client guide

Cohabitation agreements—client guide This document provides general guidance regarding cohabitation agreements. It explains what a cohabitation agreement is, why you might want to make one, and the sorts of things you might want to put into it. Your family lawyer will be able to provide specific advice based on your circumstances. What is a cohabitation agreement? A cohabitation agreement is a written, signed document, often signed as a deed in front of witnesses. It will generally deal with three principal areas: • who owns (and owes) what at the time of the agreement, and in what proportions • what financial arrangements you have decided to make while you are living together, and • how property, assets and income should be divided if you should split up Where the agreement is properly drawn up, the terms are reasonable, and each of you has had separate, independent legal advice on its effect, a court is more likely to uphold the agreement in the event of a dispute. It can also be...

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